Online student using computer and phone

Financial Aid Options

We offer numerous financial aid resources to online students in order to make pursuing a high-quality, graduate education more affordable!

The Office of Student Financial Assistance is here to help make your online education fit your budget.

Financial aid options available to online students include federal financial aid, scholarships, grants, loans, discounted tuition rates, veteran benefits and flexible payment plans. We are here to help you through every step of the financial aid process and to provide you with all of the information you need to feel confident as you invest in your future.

The Office of Student Financial Assistance at Xavier is here to help students and families navigate the financial aid process and determine the best options for them. Our goal is to provide timely information and quality service while making a Xavier education affordable. We will work with you one-on-one to help you take advantage of the resources available.

Federal Financial Aid

Xavier students are eligible for grants and loans offered at the federal and state level. Once you are admitted, complete your FAFSA as soon as possible to maximize your award.

Scholarships & Grants

Xavier offers need-based graduate grants for students in specific programs. Grants typically range from $300 to $600 per semester. In order to apply for a graduate grant, students must be fully admitted and file the Free Application for Federal Student Aid (FAFSA) each year.


The University participates in the William D. Ford Federal Direct Loan Program, in which borrowers obtain federal loan funds directly from the U.S. Department of Education. Loans are borrowed money and must be repaid by the student.

Payment Plans

Xavier University offers eligible students the option to spread their total balance for the current semester over 5 monthly payments (3 monthly payments for summer semester) or pay their total balance in full each month.
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Nurse Faculty Loan Program (NFLP)

The Xavier College of Nursing has been a participant in the Nurse Faculty Loan Program (NFLP) grant since 2017. This NFLP loan repayment program is an exciting opportunity through the Health Resources and Services Administration (HRSA) Program created to increase the number of qualified nursing faculty in the U.S. NFLP DNP student participants are awarded funding to help cover the costs of tuition. Recipients may be eligible for up to 85% loan forgiveness. For additional information about this program please contact Lisa Niehaus at

To learn more about financial aid resources available to graduate students, please go to or email the Office of Student Financial Services at

Xavier is a Yellow Ribbon University

Xavier University is a Yellow Ribbon School. If you are eligible for the Post-9/11 GI Bill, your tuition is covered at Xavier at both the undergraduate and graduate levels. GI Bill benefits include a monthly housing stipend, and the GI Bill also allows eligible veterans to transfer part or all of their benefits to a dependent family member.

If you qualify at 100% eligibility, any education costs not covered by the GI Bill will be paid for by Xavier, including tuition. To qualify for all of your benefits, you must have an honorable discharge after 36 months of active service.

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Financial Aid FAQs

Filing the Free Application for Federal Student Aid (FAFSA) is the same for online students as it is for traditional on-campus students.

  1. First, register for your FSA ID (Federal User ID) at (If you are a dependent student, you and your parent(s) must each create your own FSA ID.)
  2. Once you have created your FSA ID and have created your username and password, you will be able to electronically access your personal information on Federal Student Aid websites and fill out and sign FAFSA documents electronically.
  3. Complete the FAFSA online at (If you are a returning student, make sure that you file a renewal FAFSA.)
  4. Include Xavier University’s school code (003144) when you fill out the FAFSA.
  5. If you are an independent student, electronically sign the FAFSA yourself. If you are a dependent student, you and your parent(s) must both electronically sign the FAFSA.
  6. Xavier University’s financial aid office will receive your FAFSA in about 7 days after you file. We will then use those documents to determine your Financial Aid Award and send it to you at the student email address listed on your FAFSA documents.

In order to apply for direct loans, you must first file your FAFSA documents correctly and on time (see previous question). Once you have received your financial aid award from our Office of Student Financial Assistance, you must complete Stafford Loan Entrance Counseling and complete the Stafford Loan Master Promissory Note if you are a first-time borrower. Xavier’s financial aid office can help you with any additional questions.

Parent PLUS loans are federal loans that parents of dependent students can take out to help cover the cost of their child’s education. To qualify for a parent PLUS loan, parents must first register for a Federal User ID (FSA ID) at

Once the FSA ID is created, parents must decide how much they want to borrow and how long the loan period will be. They will then fill out the Direct PLUS Loan Request at and complete the Parent PLUS Master Promissory Note.

Xavier’s Office of Student Financial Assistance will then process the request and send an updated award letter to the student. Parents will be notified of their approval or denial by the Department of Education directly.

Alternative loan programs can help cover the cost of education if you do not qualify for enough money via grants, scholarships and/or federal loans. However, terms of these loans vary widely, so before you take out any alternative student loans, we highly recommend that you review Xavier’s recommended alternative loan programs and speak to the Office of Student Financial Assistance to help you find a loan that fits your needs.

When applying for alternative student loans, individual lenders will review your application and notify you of their decision.

Once an alternative loan is approved, Xavier’s Office of Student Financial Assistance will receive a request to certify the loan. Then, approved loans will be disbursed to your Xavier account no earlier than 5 days before the start of a semester.

If you cannot come to the campus, contact our office at (513)745-3142 to speak to a counselor. If you do have access to the campus, you can visit the office in person during the following hours (we are located on the first floor of Schott Hall):

Monday, Thursday, Friday: 9:30 am to 4:00 pm
Tuesday: 10:30 am to 4:00 pm
Wednesday: 1:00 pm to 5:00 pm

No appointment is necessary.

Other Tuition & Financial Aid Information